{"id":996,"date":"2020-04-10T00:00:00","date_gmt":"2020-04-10T00:00:00","guid":{"rendered":"https:\/\/ida.hr\/uncategorized\/dva-programa-hbor-a-ukupno-vise-od-135-milijardi-kuna-za-kreditiranje-gospodarstvenika\/"},"modified":"2025-02-17T10:45:17","modified_gmt":"2025-02-17T10:45:17","slug":"dva-programa-hbor-a-ukupno-vise-od-135-milijardi-kuna-za-kreditiranje-gospodarstvenika","status":"publish","type":"post","link":"https:\/\/ida.hr\/it\/dva-programa-hbor-a-ukupno-vise-od-135-milijardi-kuna-za-kreditiranje-gospodarstvenika\/","title":{"rendered":"Dva programa HBOR-a: Ukupno vi\u0161e od 13,5 milijardi kuna za kreditiranje gospodarstvenika"},"content":{"rendered":"<div class=\"post-content__text more-padding-top\">\n<p style=\"text-align: justify;\">Europska komisija odobrila je danas i drugi hrvatski program za potporu hrvatskom gospodarstvu zbog posljedica pandemije koronavirusa. Programi su odobreni na temelju Privremenog okvira za mjere dr\u017eavne potpore, koji je Europska komisija donijela 19. o\u017eujka 2020., kako je izmijenjen 3. travnja 2020.<\/p>\n<p style=\"text-align: justify;\">Prvim programom HBOR-a, koji je Europska komisija odobrila prije nekoliko dana, za likvidnost izvoznika kroz police osiguranja omogu\u0107en je ukupni kreditni potencijal na razini od cca 790 milijuna eura, odnosno 6 milijardi kuna.<\/p>\n<p style=\"text-align: justify;\"><strong>POVOLJNI KREDITI UZ SUBVENCIJU KAMATE DR\u017dAVE<\/strong><br \/>HBOR je u suradnji s Ministarstvom financija prije nekoliko dana uputio i drugi program namijenjen malim, srednjim i velikim poduzetnicima. Program je zami\u0161ljen kroz instrument povoljnih kredita HBOR-a uz subvencije kamate koju je osigurala dr\u017eava, a provodit \u0107e se putem tri osnovna modela:<\/p>\n<ul>t<\/p>\n<li style=\"text-align: justify;\">okvirni krediti bankama, pri \u010demu \u0107e se sredstva dr\u017eave putem HBOR-a plasirati uz nula posto kamatne stope od polovice ukupne kamatne stope, a druga polovica \u0107e \u010diniti kamatnu stopu banaka koja \u0107e biti ograni\u010dena u njenom najve\u0107em iznosu,<\/li>\n<p>t<\/p>\n<li style=\"text-align: justify;\">krediti u suradnji s bankama po modelu podjele rizika te<\/li>\n<p>t<\/p>\n<li style=\"text-align: justify;\">izravni krediti HBOR-a gospodarstvenicima.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>DODATNIH MILIJARDU EURA ZA SUBVENCIONIRANE KREDITE<\/strong><br \/>Ukupni kreditni potencijal za mjeru subvencioniranih kredita procjenjuje se na milijardu eura, od \u010dega se 850 milijuna eura odnosi na prva dva modela, dok se na izravne kredite do visine od 800 tisu\u0107a eura po korisniku odnosi potencijal od 150 milijuna eura.<\/p>\n<p style=\"text-align: justify;\">Slijedom toga, kroz navedene mjere iz ovog drugog programa ukupni kreditni potencijal od oko jedne milijarde eura bit \u0107e namijenjen gospodarstvenicima pogo\u0111enim te\u0161ko\u0107ama uzrokovanima koronavirusom, a \u0161to mo\u017ee biti kori\u0161teno u svrhe pokri\u0107a potreba za obrtnim kapitalom poduzetnika.<\/p>\n<p style=\"text-align: justify;\">Dakle, samo kroz ova dva do sada odobrena programa potencijalno se osloba\u0111a kreditni potencijal od 1,8 milijardi eura, odnosno vi\u0161e od 13,5 milijardi kuna namijenjenih realnom sektoru. Na ovaj na\u010din se dodatno utje\u010de na umanjenje \u0161tete i gubitaka realnog sektora.<\/p>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/www.hbor.hr\/ukupno-vise-od-135-milijardi-kuna-za-kreditiranje-gospodarstvenika\/\">HBOR<\/a><\/p>\n<\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>Europska komisija odobrila je danas i drugi hrvatski program za potporu hrvatskom gospodarstvu zbog posljedica pandemije koronavirusa. Programi su odobreni na temelju Privremenog okvira za mjere dr\u017eavne potpore, koji je Europska komisija donijela 19. o\u017eujka 2020., kako je izmijenjen 3. travnja 2020. Prvim programom HBOR-a, koji je Europska komisija odobrila prije nekoliko dana, za likvidnost [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":997,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-996","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-novosti"],"blocksy_meta":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dva programa HBOR-a: Ukupno vi\u0161e od 13,5 milijardi kuna za kreditiranje gospodarstvenika - IDA<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ida.hr\/it\/dva-programa-hbor-a-ukupno-vise-od-135-milijardi-kuna-za-kreditiranje-gospodarstvenika\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dva programa HBOR-a: Ukupno vi\u0161e od 13,5 milijardi kuna za kreditiranje gospodarstvenika - IDA\" \/>\n<meta property=\"og:description\" content=\"Europska komisija odobrila je danas i drugi hrvatski program za potporu hrvatskom gospodarstvu zbog posljedica pandemije koronavirusa. 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