{"id":3216,"date":"2010-10-07T00:00:00","date_gmt":"2010-10-07T00:00:00","guid":{"rendered":"https:\/\/ida.hr\/uncategorized\/hbor-pokrenuo-program-kreditiranja-razvoja-malog-i-srednjeg-poduzetnistva-uz-potporu-eu\/"},"modified":"2010-10-07T00:00:00","modified_gmt":"2010-10-07T00:00:00","slug":"hbor-pokrenuo-program-kreditiranja-razvoja-malog-i-srednjeg-poduzetnistva-uz-potporu-eu","status":"publish","type":"post","link":"https:\/\/ida.hr\/it\/hbor-pokrenuo-program-kreditiranja-razvoja-malog-i-srednjeg-poduzetnistva-uz-potporu-eu\/","title":{"rendered":"HBOR pokrenuo Program kreditiranja razvoja malog i srednjeg poduzetni\u0161tva uz potporu EU"},"content":{"rendered":"

Hrvatska banka za obnovu i razvitak zaklju\u010dila je Ugovore o okvirnom kreditu sa sedam poslovnih banaka koje \u0107e sudjelovati u provedbi Programa kreditiranja razvoja malih i srednjih poduzetnika uz potporu EU, a to su Banco Popolare Croatia d.d., Centar banka d.d., Hrvatska po\u0161tanska banka d.d., Hypo Alpe-Adria-Bank d.d., Istarska kreditna banka Umag d.d., OTP banka Hrvatska d.d. i Partner banka d.d.
\nTemelj za zaklju\u010divanje ovih ugovora je Ugovor o kreditu na iznos od 20 milijuna EUR koji je HBOR zaklju\u010dio s njema\u010dkom razvojnom bankom Kreditanstalt f\u201a\u00e0\u00f6\u221a\u00e2\u00ac\u00a8\u00ac\u222br Wiederaufbau (KfW). Radi se o ve\u0107 drugoj kreditnoj liniji koju HBOR provodi u suradnji s KfW-om, Europskom komisijom i Razvojnom bankom vije\u0107a Europe, s ciljem\u00a0 financiranja mikro, malih i srednjih poduzetnika i to u svrhu samozapo\u0161ljavanja, osnivanja obrta i trgova\u010dkih dru\u0161tava, modernizacije i pro\u0161irenja ve\u0107 postoje\u0107eg poslovanja i pove\u0107anja broja radnih mjesta. Program je namijenjen financiranju osnovnih i\/ili obrtnih sredstava, a u sklopu programa odobravat \u0107e se dvije vrste kredita. Mikro krediti u vrijednosti najvi\u0161e do 30.000 EUR u kunskoj protuvrijednosti koji se u cijelosti mogu koristiti za ulaganja u osnovna i\/ili obrtna sredstva. Po\u010dek je u ovom slu\u010daju do 1 godine, a rok otplate je do 7 godina uklju\u010duju\u0107i po\u010dek. Druga vrsta kredita je investicijski kredit koji se odobrava u vrijednosti najvi\u0161e do 250.000 EUR u kunskoj protuvrijednosti, a koristi se za financiranje osnovnih sredstava. Obrtna sredstva se u ovom slu\u010daju mogu odobriti do 30 posto od iznosa ulaganja u osnovna sredstva koja se financiraju iz kredita. Po\u010dek je kod ovog kredita 2 godine, a rok otplate je do 10 godina uklju\u010duju\u0107i po\u010dek.
\nKamatnu stopu za krajnjeg korisnika utvr\u0111uje poslovna banka u ovisnosti o kvaliteti klijenta te ponu\u0111enih instrumenata osiguranja.
\n“Veliki interes obrtnika i malih poduzetnika za mikrokreditima te uspjeh koji je polu\u010dio na\u0161 prija\u0161nji program mikrokreditiranja, putem kojeg smo podr\u017eali 326 projekata u iznosu od oko 112 milijuna kuna, rezultirali su uvo\u0111enjem ovog novog programa. Dugogodi\u0161nji rad HBOR-a omogu\u0107io je mnogim hrvatskim poduzetnicima pokretanje novih kvalitetnih projekata i razvoj poslovanja. Uvjeren sam da \u0107e ovi novi krediti omogu\u0107iti hrvatskim poduzetnicima daljnji razvoj i napredak.”, rekao je predsjednik Uprave HBOR-a Anton Kova\u010dev. www.hbor.hr<\/p>","protected":false},"excerpt":{"rendered":"

Hrvatska banka za obnovu i razvitak zaklju\u010dila je Ugovore o okvirnom kreditu sa sedam poslovnih banaka koje \u0107e sudjelovati u provedbi Programa kreditiranja razvoja malih i srednjih poduzetnika uz potporu EU, a to su Banco Popolare Croatia d.d., Centar banka d.d., Hrvatska po\u0161tanska banka d.d., Hypo Alpe-Adria-Bank d.d., Istarska kreditna banka Umag d.d., OTP banka […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3216","post","type-post","status-publish","format-standard","hentry","category-novosti"],"blocksy_meta":[],"acf":[],"yoast_head":"\nHBOR pokrenuo Program kreditiranja razvoja malog i srednjeg poduzetni\u0161tva uz potporu EU - IDA<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ida.hr\/it\/hbor-pokrenuo-program-kreditiranja-razvoja-malog-i-srednjeg-poduzetnistva-uz-potporu-eu\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"HBOR pokrenuo Program kreditiranja razvoja malog i srednjeg poduzetni\u0161tva uz potporu EU - IDA\" \/>\n<meta property=\"og:description\" content=\"Hrvatska banka za obnovu i razvitak zaklju\u010dila je Ugovore o okvirnom kreditu sa sedam poslovnih banaka koje \u0107e sudjelovati u provedbi Programa kreditiranja razvoja malih i srednjih poduzetnika uz potporu EU, a to su Banco Popolare Croatia d.d., Centar banka d.d., Hrvatska po\u0161tanska banka d.d., Hypo Alpe-Adria-Bank d.d., Istarska kreditna banka Umag d.d., OTP banka […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ida.hr\/it\/hbor-pokrenuo-program-kreditiranja-razvoja-malog-i-srednjeg-poduzetnistva-uz-potporu-eu\/\" \/>\n<meta property=\"og:site_name\" content=\"IDA\" \/>\n<meta property=\"article:published_time\" content=\"2010-10-07T00:00:00+00:00\" \/>\n<meta name=\"author\" content=\"dev\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Scritto da\" \/>\n\t<meta name=\"twitter:data1\" content=\"dev\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo di lettura stimato\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minuti\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/ida.hr\\\/hbor-pokrenuo-program-kreditiranja-razvoja-malog-i-srednjeg-poduzetnistva-uz-potporu-eu\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ida.hr\\\/hbor-pokrenuo-program-kreditiranja-razvoja-malog-i-srednjeg-poduzetnistva-uz-potporu-eu\\\/\"},\"author\":{\"name\":\"dev\",\"@id\":\"https:\\\/\\\/ida.hr\\\/#\\\/schema\\\/person\\\/a25c3c19d5115058c634586104a763af\"},\"headline\":\"HBOR pokrenuo Program kreditiranja razvoja malog i srednjeg poduzetni\u0161tva uz potporu EU\",\"datePublished\":\"2010-10-07T00:00:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/ida.hr\\\/hbor-pokrenuo-program-kreditiranja-razvoja-malog-i-srednjeg-poduzetnistva-uz-potporu-eu\\\/\"},\"wordCount\":399,\"publisher\":{\"@id\":\"https:\\\/\\\/ida.hr\\\/#organization\"},\"articleSection\":[\"Novosti\"],\"inLanguage\":\"it-IT\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/ida.hr\\\/hbor-pokrenuo-program-kreditiranja-razvoja-malog-i-srednjeg-poduzetnistva-uz-potporu-eu\\\/\",\"url\":\"https:\\\/\\\/ida.hr\\\/hbor-pokrenuo-program-kreditiranja-razvoja-malog-i-srednjeg-poduzetnistva-uz-potporu-eu\\\/\",\"name\":\"HBOR pokrenuo Program kreditiranja razvoja malog i srednjeg poduzetni\u0161tva uz potporu EU - 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